The Donald Trump administration recently thwarted Idaho’s move to sell low-cost health insurance plans in violation of the Patient Protection and Affordable Care Act (PPACA), popularly known as Obamacare. A top health official warned Idaho on March 8, 2018, that the administration would force the ACA if the state refused to change its plan. Idaho was planning to allow insurers to offer products that don’t meet the ACA’s coverage rules in an attempt to expand the accessibility of cheaper health insurance.
In a letter to Idaho Governor Butch Otter, the Centers for Medicare and Medicaid Services (CMS) administrator, Seema Verma, said that the statute of 2010 was still relevant. The CMS said that it was willing to work with the states and provide them with all assistance and flexibility to the extent permissible under the law so that they could provide the best possible access to health care to their citizens. “However, the PPACA remains the law and we have a duty to enforce and uphold the law,” Verma wrote in the letter.
Although President Donald Trump remains a vehement critic of the ACA, Verma maintained that Idaho’s plan to circumvent the law was unacceptable. The stalemate between the red state and the Trump administration over the issue has lasted for several weeks. Idaho officials tried hard to make their case to federal authorities, including Health Secretary Alex Azar.
In a bulletin issued on Jan. 24, 2018, Idaho Insurance Department director Dean Cameron gave the nod to health benefit plans in the state, which were in sharp contrast to the ACA. The bulletin did not go down well with the Trump administration, which termed it as flouting the health law in a number of ways. In its garb, insurance companies would charge hefty premiums from people who have pre-existing conditions. Insurers could also put a cap on the amount of benefits the consumers can avail.
Idaho has other options to choose from that could perhaps deliver much more, under a regulation Trump proposed last month. The proposed rule would enable insurers to sell short-term insurance policies that are of limited duration. The president is keen on widening the access to such insurance that would free people from coughing up a huge amount as premiums.
Insurance for substance use and mental health disorders
For millions of people struggling with substance use and mental health illnesses, treatment could be an expensive affair, keeping most of them away from receiving any intervention. A delayed treatment only exacerbates symptoms of addiction and mental illnesses. For them, insurance is the only hope for redemption.
A customer-friendly insurance policy that provides maximum benefits to such patients can be a huge differentiator. Unfortunately, insurance companies are unwilling to comply and want to throw their weight around and arm-twist the gullible patients. Many treatment centers are also in trouble, with many major insurers refusing to pay for the treatment of such patients.
Dealing with dual diagnosis
It is very natural for an addiction to be a fallout of any underlying psychological issue. When someone suffers from both a drug addiction and a mental condition, it is called dual diagnosis or co-occurring disorders. Addressing only the substance use disorder (SUD) would not be comprehensive if the underlying psychiatric condition goes untreated.
Hence, one should opt for a credible dual diagnosis rehab for a complete and long-term recovery from both the conditions. Sovereign Health is a leading dual diagnosis treatment provider in the U.S. offering evidence-based treatment to patients. If you have a loved one grappling with a similar condition and you are scouting for one of the best dual diagnosis rehab centers, call our 24/7 helpline for a quick assistance. You can also chat online with one of our counselors to know more about our effective dual diagnosis rehabilitation programs.